Affordable Virginia Car Insurance Rates
Affordable And Low Cost Virginia Car Insurance Rates
Get the best auto insurance rates in Virginia and save money. In minutes, you can compare multiple companies with a free online quote and reduce your premium. We shop all of the major reputable carriers so you can easily and quickly view the best Va. prices. Both preferred and high-risk policies are available. If you are uninsured or need same-day coverage, we can also help. State minimum or higher limits are offered along with many cost-saving collision and comprehensive deductible options for financed or leased vehicles.
We are the premier trusted resource for affordable car insurance in Virginia. We provide fast free auto insurance quotes from the large and small companies such as Geico, Allstate, Progressive, Safeco, Hartford, Travelers, Liberty Mutual, Esurance, USAA, Va Farm Bureau, Integon, and many others. The rates you view on our website are the lowest available prices provided by each company. We do the shopping and updating, so you always are viewing the best deals. Additional property and casualty products are offered on an individual and group basis.
You can also find helpful information on claim assistance, car buying advice and state liability requirements. Many of our articles will tell you the best way to lower your auto insurance cost without sacrificing coverage. If there are discounts offered by your carrier that will substantially lower prices, we explain how to take advantage of it. If there are specific riders or amendments that should be aware of, we write about it. As self-driving vehicles become more popular, we will review the possible impact it has on your own personal policy.
By entering your zip code in the “Get Affordable Auto Insurance” box, easily you can view your options and determine which company will offer you the least expensive policy with the most reliable coverage. Typically, we advise our clients to compare premiums from two or three different companies to maximize your potential savings. Anytime you add a driver or vehicle, it may be time to make a quick comparison since carriers have different rating guidelines.
Of course, after you save 30% on your premiums, you may not be quite as happy as the gentleman pictured below. But we believe you’ll be be impressed with how quickly you were able to compare the best options and view the savings! As a “fault” state (opposite of “no-fault), you can be surcharged for an accident that you cause. An excess number of claims and/or moving violations, may force you to consider non-standard (high risk) coverage.
Each insurer underwrites policies differently so you may see large differences from one company to another. We help by quickly shopping for quotes that give you the most savings. We understand that young drivers will pay more and those persons with great credit and no violations will pay less. Regardless of your credit or driving record, we understand how to find the best deals, and we’ll share them with you.
For some drivers, Progressive rates in Virginia will be the best option along with other larger companies. However, for many others, smaller companies, such as Erie or Esurance, may offer better prices simply because of the way they rate or specific underwriting guideline niches. If you recently added a teenager or a newer vehicle to your policy, often an unusually excessive premium increase follows. Often, this is an ideal time to request a free quote from our website.
Backed by more than 33 years of experience, we feel it is important to simplify the process of purchasing coverage, by allowing you to buy your policy online in approximately 15-25 minutes. There are no fees for using our service and we will help you save a significant amount of time and money. If you have a “special” situation such as a suspended license, classic cars, out-of-state residences or non-owned vehicles, we can show you how to provide the best coverage for your specific circumstances.
Most Virginia car companies offer many discounts that can potentially save you hundreds of dollars on your premium. We’ll take the time to find those discounts and make them available to you. And since we are independent, all of the prices and information you see is completely unbiased.
Although most discounts are well-known, such as “multi-policy,” “multi-car,” and “55 and retired,” there are several other methods of lowering your premium. For example, discounts that apply to young drivers and students make the biggest impact, and we ensure that you qualify for every available reduction that is offered.
Occasionally, membership in an organization (AAA and AARP for example) may be a great investment, depending on the carrier. For example, spending $60 per year for a AAA membership might save you 5% on your premium. If you’re paying $1,000 every six months, the $100 per year reduction is a great deal. Conversely, if your carrier only offers a 2% reduction, the $40 discount won’t cover the entire membership.
Low premiums are not the only factor that determines which company might be your best choice. We also feel it is important to consider the rating and safety of the company, how quickly they pay claims, the quality of the coverage you are receiving and the customer service support that you receive. The financial safety (and ratings) are also considered when we recommend a company. The Virginia Department of Insurance monitors companies registered to conduct business in the state, and also approves (or disapproves) any requested rate increases.
We also believe it is imperative to select the companies they are most likely to keep their price in Virginia stable. If your rate is going to substantially increase each year, we know that’s not the type of carrier you want to deal with. The stability and dependability of your coverage and premium must always be considered.
In addition to your vehicles, we understand that you are likely to have other insurance needs, especially for your personal property and/or home. You may also own rental property, motorcycles, an ATV, boats, a travel trailer, camper or even a golf cart. Since many companies offer large rate reductions for bundling different products, show you the most affordable options when providing coverage for all of your assets.
Sometimes, it’s financially prudent to utilize several carriers instead of just one. Since we are independent, we can effectively show you the best products from all of the major companies, instead of just a selected few.
When you enter your zip code in the box and shortly thereafter receive your quotes, you will know that a lot of time and research went into the process. And we will always be available to help you with the application you submit and the policy that is issued. We can also keep you updated on prices of other carriers and verify if you are still getting the best deal.